Complementary and Private Health Insurance

A Reliable Protective Shield for Individual and Family Health Risks

With over 20 years of sector experience and a proactive risk management approach, FND Insurance secures your health—your most valuable asset in life—with high-quality solutions. Unexpected health problems and sudden illnesses carry risks that can destabilize the financial and operational balances of both ourselves as individuals and our family members. Thanks to our Ankara-based administrative structure and a wide agency network covering Turkey’s deepest-rooted insurance companies, we structure Private Health Insurance and Complementary Health Insurance programs that are fully aligned with your personal budget, lifestyle standards, and medical needs.

Our core philosophy in individual health insurance is to thoroughly examine your medical history and future health expectations to offer policies with the most accurate scope of coverage. With our Private Health Insurance solutions, we secure your inpatient and outpatient treatment processes in elite healthcare institutions both domestically and abroad with top-tier limits. In addition to high-budget inpatient treatment expenses such as surgeries, intensive care processes, and room-and-board services, we flexibly integrate outpatient treatment modules into your policy, including doctor examinations, laboratory tests, prescription medications, and advanced diagnostic methods. This ensures that in the event of a potential illness, you can rapidly access the highest standards of modern medicine without facing financial anxiety.

Social Security Integration and High Cost Advantage

FND Insurance also offers Complementary Health Insurance (TSS) solutions for our individual clients who hold Social Security Institution (SGK) coverage and wish to benefit from the comfort of private hospitals without straining their budgets. Through TSS, we enable you to receive examination and treatment at elite private hospitals contracted with the SGK by eliminating the high additional fees legally required, leaving you to pay only the mandatory co-payment determined by the government. With this policy structure, we place high-standard private healthcare for both yourself and your immediate family on an economical foundation.

In our individual health solutions, we also offer options including infancy/childhood policies where parents can secure their children's health from birth, critical illness coverage, and preventive healthcare services such as check-ups. Backed by the strong digital provision infrastructures of the leading insurance companies we partner with, FND Insurance coordinates your hospital approvals and claim processes in the fastest manner. We continue to work with our analytical seriousness and continuous support mission to safely protect your health and the future of your loved ones.